Vikas Dhingra
Chief Financial Officer · Tax & Structuring
goAML Registration
In the UAE
goAML portal registration with the UAE Financial Intelligence Unit for DNFBPs and financial institutions — entity onboarding, compliance-officer setup and STR/SAR readiness, handled end-to-end.
- UAE FIU goAML Portal
- DNFBP & FI Coverage
- Compliance Officer / MLRO
- STR / SAR Filing
- AML / CFT
goAML Registration for UAE Obliged Entities
goAML is the UAE Financial Intelligence Unit's online reporting system. Every Designated Non-Financial Business and Profession (DNFBP) and financial institution — whatever its supervisor — must register on goAML, appoint a compliance officer, and file Suspicious Transaction Reports. Avyanco handles pre-registration, entity and officer onboarding, and approval end-to-end.
goAML is the online reporting platform operated by the UAE Financial Intelligence Unit (FIU) — the system, originally developed by the United Nations Office on Drugs and Crime (UNODC), that the FIU uses to receive, analyse and act on Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs). Under the UAE AML/CFT framework — Federal Decree-Law No. 10 of 2025 (which replaced Federal Decree-Law No. 20 of 2018) and its implementing Cabinet Decisions — registration on goAML is mandatory for all financial institutions and all Designated Non-Financial Businesses and Professions (DNFBPs): real estate brokers and agents, dealers in precious metals and stones, auditors and accountants, corporate and trust service providers, and independent legal professionals such as lawyers and notaries. The obligation applies irrespective of which authority supervises the entity — the Ministry of Economy, the Ministry of Justice, the Central Bank of the UAE, the Securities and Commodities Authority, or the DIFC and ADGM regulators (DFSA and FSRA).
Avyanco manages goAML registration from pre-registration through activation: confirming the entity's obliged-entity status and supervisory authority, preparing the entity and authorised-person details, creating and submitting the organisation account, registering the compliance officer / Money Laundering Reporting Officer (MLRO), and following the application through the supervisor's and FIU's review to approval. Registration is the entry point, not the whole obligation — once live on goAML the entity must operate an AML programme and file reports as required, which Avyanco delivers as part of the wider AML compliance service.
How goAML Registration Works
Six steps from confirming scope through going live on the portal.
- 01
Confirm Obliged-Entity Status
Confirm whether the entity is a DNFBP, a financial institution or another reporting entity, and identify the supervisory authority (Ministry of Economy, Ministry of Justice, Central Bank of the UAE, SCA, DFSA or FSRA).
- 02
Pre-Registration
Assemble the entity details, trade licence, and the authorised person's identification needed for the goAML organisation account.
- 03
Create the goAML Account
Register the entity (organisation) on the FIU's goAML portal and submit the required entity and authorised-person information.
- 04
Register the Compliance Officer / MLRO
Appoint and register the Money Laundering Reporting Officer — the senior person responsible for the AML programme and STR/SAR filing.
- 05
Supervisor & FIU Review
The application is reviewed by the entity's supervisory authority and the FIU; Avyanco handles queries and follow-ups through to approval and activation.
- 06
Go Live & File Reports
Once activated, the entity uses goAML to file STRs, SARs and other AML notifications as required — supported by Avyanco's ongoing AML programme.
Why Register goAML with Avyanco
Registration is mandatory — getting it done correctly the first time avoids delay and scrutiny.
Obliged-entity status and correct supervisory authority confirmed up front
Entity and authorised-person onboarding prepared to FIU expectations
Compliance officer / MLRO appointment and registration handled
Application followed through supervisor and FIU review to approval
Registration linked into a working risk-based AML programme, not left as a shell
Ongoing STR / SAR filing support after go-live
Coordinated with UBO filing, ESR and Corporate Tax where relevant
One team, one engagement letter across the full compliance stack
The Avyanco Advantage
What distinguishes Avyanco's goAML and AML practice.
Done Correctly First Time
Obliged-entity status, supervisor and entity details confirmed before submission — so the application clears review without avoidable rejections.
Compliance Officer Support
MLRO / compliance-officer appointment, registration and ongoing operational support, not just a one-off form submission.
Documentation Built Right
Entity and officer records prepared to Ministry of Economy and FIU expectations.
Beyond Registration
goAML registration wired into a risk-based AML programme with STR/SAR filing — the obligation the registration exists to serve.
Bank-Facing Readiness
Compliance records packaged so UAE bank ongoing KYC and correspondent-banking diligence go through cleanly.
One Regulatory View
AML run alongside UBO, ESR and Corporate Tax so cross-regime obligations stay consistent.
Meet Our Specialists
Partner-led compliance practice — goAML and AML handled alongside Avyanco's wider regulatory team.
Why Entities Choose Avyanco for goAML
Three things that come up in every registration.
Clean First Submission
Status, supervisor and details confirmed before filing, so the application clears review without avoidable back-and-forth.
End-to-End Delivery
Pre-registration, account creation, MLRO registration and approval — handled by one team on one engagement.
Registration That Works
Not a shell registration — wired into a live AML programme so the entity can actually meet its reporting obligations.
What Clients Say
Recent feedback from entities Avyanco runs UAE compliance work for.
In so far as the emigration process can ever be made easy, Avyanco achieves exactly this.
Read more — Sheru George's review on GoogleS
Sheru George12 May 2026
We are very satisfied with Avyanco's support for Nanasu Realty — especially across AML compliance, accounting, and company setup.
Read more — Purushottam Mukkundi's review on GoogleP
Purushottam Mukkundi6 May 2026
I've used the services of Avyanco twice over the past 3 years for visa processing, and they have never failed to impress me.
Read more — Dominic Pinto's review on GoogleD
Dominic Pinto11 May 2026
I had an excellent experience with Avyanco Business Setup Consultancy for both my company formation and family dependent visa process in the UAE.
Read more — Eder Schaphauser Ziomek's review on GoogleE
Eder Schaphauser Ziomek29 April 2026
We had an excellent experience working with this company for our ADGM company setup in Abu Dhabi.
Read more — Nikhil Nadanga's review on GoogleN
Nikhil Nadanga25 May 2026
I have been dealing with Akshta for more than a year now and she has been very professional.
Read more — Sherif Ayub's review on GoogleS
Sherif Ayub24 May 2026
goAML Registration — Frequently Asked Questions
Common questions about registering on the UAE FIU goAML portal.
What is goAML?
goAML is the UAE Financial Intelligence Unit's (FIU) online reporting system — originally developed by the United Nations Office on Drugs and Crime (UNODC) — used to receive, analyse and act on Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs). In-scope entities register on goAML and use it to file their AML/CFT reports and notifications.
Who must register on goAML?
All financial institutions and all Designated Non-Financial Businesses and Professions (DNFBPs) — including real estate brokers and agents, dealers in precious metals and stones, auditors and accountants, corporate and trust service providers, and independent legal professionals — must register on goAML under the UAE AML/CFT framework. The obligation applies regardless of which authority supervises the entity.
Is goAML registration mandatory?
Yes. Registration on goAML is a mandatory AML/CFT obligation for in-scope financial institutions and DNFBPs under the UAE Federal AML framework and its implementing Cabinet Decisions. It is the entry point to meeting the wider AML obligations, including suspicious-report filing.
What is an MLRO and do I need one to register?
An MLRO is a Money Laundering Reporting Officer — the designated senior person responsible for the entity's AML programme and for filing STRs/SARs. Obliged entities must appoint a compliance officer / MLRO, and that person is registered as part of the goAML onboarding.
What is the difference between goAML registration and full AML compliance?
goAML registration puts the entity onto the FIU's reporting system. Full AML compliance is the ongoing programme behind it — risk assessment, policies and procedures, sanctions screening, transaction monitoring, training and STR/SAR filing. Registration is required, but on its own it is not a complete AML programme. Avyanco delivers both — see our AML compliance service.
Which authority supervises my entity for AML?
It depends on the licence. The Ministry of Economy supervises most DNFBP sectors; the Ministry of Justice supervises independent legal professionals; the Central Bank of the UAE and the Securities and Commodities Authority supervise the financial sector; and DIFC and ADGM entities are supervised by the DFSA and FSRA respectively. Avyanco confirms the correct supervisor as the first step of registration.
Sources & official references
Dubai International Financial Centre (DIFC) · Abu Dhabi Global Market (ADGM) · UAE Ministry of Finance · UAE Ministry of Economy · Central Bank of the UAE
Verification & independence
Content prepared from publicly available UAE Financial Intelligence Unit (FIU) goAML registration guidance, UAE Ministry of Economy goAML registration guidance, the UAE Government portal (u.ae) AML information, and Federal Decree-Law No. 10 of 2025 on AML/CFT (which replaced Federal Decree-Law No. 20 of 2018), as of July 2026. Avyanco Business Consultancy LLC is independent of all UAE government authorities and not affiliated with any government agency.
goAML registration requirements, obliged-entity designations, supervisory-authority processes and reporting obligations evolve. Always confirm the current requirements for your specific entity directly with your supervisory authority, the UAE FIU and a qualified compliance advisor before acting on any fact on this page.
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